No nonsense liability insurance
Insure your business for liability with zero hassle
We use a combination of technology and a wealth of experience to give you unrivalled cover and more
affordable liability insurance prices.
24/7 claims service
We’re here for you round the clock
when you need us most.
Fairer prices for all
We check the whole market
so you don’t have to.
Carbon offsetting
We’ll plant trees to clean up
after you. Seriously!
Quality liability cover whatever you do
Personal injury claims
You’ll be covered if you cause injury to a member of the public.
Damage to property
If you cause damage to other people’s property, we’ve got your back
Legal protection
Cover for any legal costs to defend a claim brought against you
* Subject to your chosen level of policy cover and the prevailing policy excess.
Join the club and unlock unrivalled benefits
Car and van Insurance
Home Insurance
Travel Insurance
We like to reward our customers. When you join the insurd family by insuring with us, we’ll
give you exclusive access to incredible deals on your car or van insurance, home and contents insurance and travel cover.
These deals aren’t available to anybody else so once we start protecting you for liability, you’ll be part
of the club that saves hundreds of pounds each year.
Some questions that people like to ask us about liability insurance
When do I need to get public liability insurance?
Whether you’re a sole trader or limited company, if your business is up and running you should consider public liability insurance now.
Is public liability insurance a legal requirement?
No, it’s not a legal requirement. However, you will find that many organisations or clients you work with will require you to have cover in place before you can do any work for them. Also consider the costs associated with injury and damage claims and whether your business could survive if a claim is brought against you.
How much does public liability insurance cost?
This depends on the nature and size of your business, the level of risk involved and any claims history you might have. We can give you a quote in minutes and prices start from £5.20 a month.
Do I need employers’ liability cover?
If you employ anybody or engage labour-only subcontractors, employers’ liability insurance is a legal requirement.
What limit of cover should I choose?
You should check with your clients if they require you to have a certain amount of cover. For example, if you do any work for a local government authority, you will usually be required to have cover up to £10 million.
Do you provide evidence of cover?
For public liability insurance, you’ll receive proof of cover instantly which you can show your clients. If you choose to have employers’ liability cover, a Certificate of Employer’s Liability will be sent to you right away for display at your premises.
Whatever you do for business, whether you’re a sole trader or limited business owner, we understand that you need to protect your livelihood.
With over 50 years of experience providing top-quality insurance for liability, you can be sure we’ve got you covered.
In partnership with some of the leading UK insurers, we’ll not only get you a better liability insurance deal with the best cover available, we work hard to keep you as a customer year after year.