Cheaper, simpler taxi insurance
A better way to insure your taxi or minicab
We use a combination of technology and taxi insurance knowledge to give you incredible cover at affordable prices.
At insurd, we have over 50 years of experience and are backed by some of the largest, most trusted insurers, so you know you can trust the protection of your policy.
Whether you need public or private hire insurance, do a bit of food delivery on the side or want some of the lowest monthly rates on the market, let us quote you today.
What’s more, we don’t insist on installing telematics devices, black boxes, or dashcams. We prefer to get to know you, ensure we can deliver what you need, and find you the lowest price.
24/7 claims service
We’re here for you round the clock
when you need us most.
Fairer prices for all
We’ve been around for over 50
years, so you know you’ll get a
better deal.
World-class support
You’ll get your own human to look
after you for the duration of your
policy.
Your taxi insurance cover at a glance
Damage to your taxi
Covered for the costs of repairs
if your taxi is damaged in an accident*.
Bad things can happen
Damage due to bad weather, fire
or vandalism are all covered as standard*.
Broken windscreens
All the glass in your taxi is covered.
You won’t lose your No Claims Discount*.
If you damage something
Your cover will pay for any damage to
property or injuries caused by you.
Theft
If your taxi is stolen, it’ll either be
replaced or you’ll be paid the market value.
* Subject to your chosen level of policy cover and the prevailing policy excess.
Power up your cover with a host of optional extras
Guaranteed plated vehicle
Motor legal protection
RAC breakdown assistance
Your taxi is your livelihood and we know that you need complete peace of mind.
So whilst our policies already give extraordinary levels of cover as standard, we’ve got a host of extras
to power up your cover. The choice is yours.
Own or run more than two taxi vehicles? Take a look at our taxi fleet insurance policies.
Some regular questions about taxi insurance
Can I use my private hire vehicle for social use?
Yes, you can. All of our policies include social, domestic and pleasure use as standard.
Am I covered for food delivery?
If you’re delivering food, as long as you tell us, we can arrange for this to be included in your cover.
Can I pay for my taxi insurance monthly?
Yes. We offer some of the lowest monthly rates on the market and can set up your monthly instalment plan in minutes.
Can I insure my taxi for a month?
Yes you can. As long as you’re licensed for private hire and subject to our usual acceptability criteria, you can insure your taxi or minicab for 30 days.
Why do I need public liability cover?
Your taxi insurance policy automatically covers you for damage to other people’s property or if you injure someone while driving your taxi. However, especially for local authority or school contracts, you’re still responsible for your fare until they actually reach their destination and public liability insurance will cover you if you’re sued for damages.
Do you cover new taxi drivers?
Yes, of course. Provided you’re over 23 years of age we can offer competitive prices for new taxi drivers.
Does my taxi insurance cover me to drive other vehicles?
Nope. You’ll only be covered to drive the vehicle that is described on your Certificate of Motor Insurance. If you do need to drive other vehicles, speak to us as you might need a different kind of policy.