How to register as self-employed
If you’re starting to work for yourself — as a tradesperson, taxi driver, courier, freelancer, or any other self-employed role
insurd Partners with Markel Direct to Deliver Instant Public Liability Cover
Digital broker insurd upgrades its public liability offering with a new instant online quote-and-buy journey, underwritten by specialist insurer Markel
How much does it cost to store a caravan?
If you own a touring caravan, storage is one of those practical costs that’s easy to overlook until you actually
insurd among first brokers selected for Admiral Business taxi insurance launch
insurd Limited, a UK-based digital insurance broker, was selected as one of just three launch partners for Admiral Business, supporting the rollout
Sole trader vs limited company: Which is better for your business?
Choosing between a sole trader and a limited company is one of the first decisions you’ll make when starting out.
Is PAT testing a legal requirement for landlords?
No — PAT testing is not a legal requirement for landlords in the UK. But that doesn’t mean you can
Motorhome and campervan storage ideas
Storage is one of the biggest practical challenges of motorhome and campervan life. Whether you’re planning short weekend trips or
How to become a car valeter
Car valeting is a lucrative and in-demand profession that involves deep cleaning, maintaining, and enhancing the appearance of vehicles. With
Are passengers allowed to ride in a caravan being towed?
No. In the UK it is illegal for passengers to ride inside a caravan while it is being towed. The
Can you drive a taxi or private hire vehicle outside your licensed area?
It depends on the type of licence you hold. Private hire drivers can generally carry out pre-booked journeys outside their
Do you pay council tax on unoccupied property?
In most cases, yes. Almost every residential property in the UK is subject to council tax whether it’s occupied or
What is taxi breakdown cover?
Taxi breakdown cover is a specialist breakdown policy designed for vehicles used as taxis or private hire vehicles. A breakdown
What is a landlord certificate?
The term “landlord certificate” covers more than one thing in UK property law. For most landlords, it refers to the
What is motorhome breakdown cover?
Motorhome breakdown cover is a specialist policy that gets you help when your motorhome breaks down, whether you’re in the
Fleet insurance requirements: What you need to know
If your business operates more than one vehicle, fleet insurance is almost certainly the right approach. But before you can
What is employers liability insurance?
Employers’ liability insurance covers your business if an employee is injured or becomes ill because of their work and makes
How much is a taxi licence?
The cost of a taxi licence depends on where you live, the type of licence you need, and a few
What does landlord insurance cover?
Landlord insurance is designed specifically for property owners who rent out their homes. Standard home insurance doesn’t cover the risks
How to pass a taxi knowledge test
The taxi knowledge test is one of the key steps to getting your taxi licence. It tests your familiarity with
Does a taxi driver have to wear a seatbelt?
The short answer is no — not always. Taxi and private hire drivers in the UK are legally exempt from
insurd Partners with GoShorty to Launch Temporary Taxi Insurance
insurd, the North Wales-based digital insurance broker with over 50 years of heritage in arranging insurance for UK customers, has
insurd partners with GoShorty to launch temporary vehicle insurance
insurd, the North Wales-based digital insurance broker with over 50 years of experience in arranging insurance for UK customers, has
Insurance approved vehicle tracker: What one is and how it affects insurance
An insurance-approved vehicle tracker is a GPS device that has been tested and certified by Thatcham Research. It meets the
Can you tax a car with temporary insurance?
Yes, you can. A temporary car insurance policy is a legitimate form of insurance for the purposes of taxing a
What is impound insurance?
Impound insurance is a specialist short-term policy that gives you the proof of cover you need to release a vehicle
What is the new HMRC law for taxi drivers?
HMRC has introduced three significant new law changes that affect taxi and private hire vehicle drivers in the UK. Two
Airport drop-off charges: What taxi and private hire drivers need to know
Airport drop-off charges have risen sharply across the UK and show no sign of coming down. For taxi and private
Penalty for driving without an MOT
Driving without a valid MOT can result in a fine of up to £1,000, and in serious cases up to
What is a fleet car?
A fleet car is a car owned or leased by a company and used as part of its business operations.
Security for caravans: How to protect yours from theft
Caravans are a popular target for thieves. They’re high-value, often stored in accessible places, and not always protected as well
Fine for driving without road tax
Driving without road tax is illegal in the UK and the DVLA has effective tools for catching it. The fine
Do I need business van insurance or personal van insurance?
It comes down to one question: do you ever use the van for work? If the answer is no, not
Car insurance after a driving ban
Getting car insurance after a driving ban is possible, but it comes with strings attached. You can’t simply pick up
Can I drive a van on my car insurance?
Goods in transit insurance covers the cost of replacing or repairing goods that are lost, stolen or damaged while they’re
Cat S car insurance: What you need to know
Yes, Cat S cars are more expensive to insure in most cases — sometimes significantly so. But getting covered is
What is a vehicle fleet?
A vehicle fleet is a group of vehicles owned, leased, or managed by a business or organisation for work purposes.
What is goods in transit insurance?
Goods in transit insurance covers the cost of replacing or repairing goods that are lost, stolen or damaged while they’re
Can you insure a car you don’t own?
Yes, you can. Owning a car and insuring it are two different things. Plenty of people drive vehicles that aren’t
What is hire and reward insurance?
If you use your vehicle to earn money — by carrying passengers or delivering goods — you need hire and
Do you need travel insurance if you have an EHIC or GHIC card?
Yes — you still need travel insurance, even if you have a GHIC or EHIC card. They’re not the same
How many seats does a minibus have?
In the UK, a minibus is legally defined as a vehicle with between 9 and 16 passenger seats. That seat
Is annual multi-trip travel insurance worth it? Single vs multi-trip explained
If you travel more than once a year, an annual travel insurance policy will almost certainly save you money —
What does public liability insurance cover?
If your business interacts with the public in any way, public liability insurance is one of the most important policies
Do caravans need an MOT?
No — caravans do not need an MOT. Unlike cars and other motor vehicles, caravans are exempt from MOT testing
How to get a minibus licence
If you want to drive a minibus commercially, for hire and reward, or simply don’t qualify to drive under your
Do landlords pay council tax when property is empty?
The short answer is yes — in most cases, landlords are responsible for council tax on empty properties. But there
Do you need travel insurance for a UK holiday?
Travel insurance isn’t legally required for a UK holiday — but that doesn’t mean it’s not worth having. If you’ve
Motorhome MOT: Everything you need to know
Like any vehicle, your motorhome needs a regular MOT to stay road legal. It’s not just a legal requirement —
Caravan awnings: What to look for
A good caravan awning transforms your outdoor space. It gives you shade, shelter, and extra living room wherever you stop.
Travel insurance with diabetes: What you need to know
Diabetes is one of the most commonly declared conditions on travel insurance applications in the UK. In most cases, cover
Caravan covers: What to look for
A good caravan cover is one of the simplest ways to protect your investment. Whether your caravan is sitting on
Can I drive a minibus?
It depends — and the rules are more nuanced than most people expect. Whether you can drive a minibus on