Courier fleet insurance for all your vehicles
Compare courier fleet insurance quotes from trusted brands
A new way to insure your courier fleet
Courier fleet insurance brings all your delivery vehicles together under a single policy, helping courier businesses manage insurance more efficiently and cost-effectively than insuring each vehicle individually.
In partnership with some of the leading UK insurers, we’ll not only get you a better courier fleet insurance deal with the best cover available, we work hard to keep you as a customer year after year.
We compare the market for the best deal so you don’t have to.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for your fleet business.
World-class support
You’ll get your own UK-based human to look after you for the duration of your policy.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable courier fleet insurance prices. Get a fleet insurance quote today.
With over 50 years of experience providing top-quality insurance for fleets, you can be sure we’ve got you covered.
What does courier fleet insurance cover?
Delivery fleet performance insights
Access data and tools designed to monitor delivery activity, driver behaviour, and routes. This helps reduce accidents, improve efficiency, and keep courier fleet insurance costs under control.
Online policy management
Manage vehicles and drivers in real time. Fast policy adjustments, immediate cover, and responsive claims handling help keep your delivery network moving with minimal downtime.
Dedicated support
Benefit from specialist support from an account manager experienced in courier risks. They can review incidents, assist with claims management, and offer guidance on reducing delivery-related risks.
Reduced administration
Cover all courier vehicles under one policy with a single renewal date and point of contact, reducing paperwork and freeing up time to focus on your delivery operations.
* Subject to your chosen level of policy cover and the prevailing policy excess.
What is courier fleet insurance?
Courier fleet insurance is designed for businesses that operate multiple vehicles for delivery purposes, whether local, regional, or nationwide. Eligibility is usually based on factors such as the number of vehicles, their use for courier work, and driver details. For more information, see our guide on fleet insurance requirements.
Policies can be tailored depending on the level of protection your courier business needs. The main cover options include:
Third-party only: Provides the minimum legal cover, protecting against third-party injury or property damage caused by your courier vehicles.
Third-party, fire and theft: Includes third-party cover plus protection if your courier vehicles are damaged by fire or stolen.
Comprehensive cover: Offers the highest level of protection, covering damage to your courier vehicles as well as third-party claims.
For courier fleets with multiple drivers:
Any Driver Policy: Ideal for courier businesses with flexible or rotating drivers, allowing any authorised driver to use any insured vehicle.
Named Driver Policy: Vehicles are assigned to specific drivers, helping improve control and potentially reduce premiums for courier fleets with consistent staffing.
How much does courier fleet insurance cost?
Several factors can influence the cost of a courier fleet insurance policy:
Type of cover
Premiums vary depending on whether you choose third-party only, third-party, fire and theft, or comprehensive cover.
Size of the fleet
Larger courier fleets typically have higher total premiums, but the average cost per vehicle may reduce as fleet size increases.
Location and security
Delivery locations, mileage, and security measures such as vehicle trackers, alarms, or depot security can affect pricing.
Type of vehicle
Costs depend on the make, model, value, and load capacity of your delivery vehicles. Vans used for time-sensitive courier work may attract higher premiums.
Driver details
Driver age, experience, and driving history play a significant role in determining courier fleet insurance costs.
Claims history
A strong claims record can help lower premiums, while frequent or high-value claims may increase the overall cost of cover.
Courier fleet insurance frequently asked questions
What is courier fleet insurance and why do I need it?
Courier fleet insurance covers multiple vehicles under a single policy, making it simpler and usually more cost-effective than insuring each vehicle separately. It gives you one renewal date, one point of contact, and one set of documents — saving you significant time and administration. If your business relies on vehicles, fleet insurance is an essential protection.
How many vehicles do I need for courier fleet insurance?
Courier fleet insurance is available for businesses with two or more vehicles, and there's no upper limit on fleet size. Whether you have two vehicles or two hundred, we can arrange a policy to suit you.
Does courier fleet insurance cover same-day and next-day delivery operations?
Yes — courier fleet insurance is designed to cover vehicles used for all types of delivery operations, including same-day, next-day, and scheduled routes. Whether you operate locally, regionally, or nationally, we can arrange cover that reflects the nature of your delivery business.
Are the goods being delivered covered under a courier fleet policy?
The goods themselves aren't covered under a standard courier fleet policy — you'd need a separate goods in transit policy for that. This is particularly important for courier businesses carrying third-party goods, as you could be liable for losses if items are damaged or go missing in transit. Our team can arrange both policies together.
Can I add or remove vehicles quickly as my courier fleet grows?
Yes — one of the key advantages of a fleet policy is the flexibility to add and remove vehicles as your business changes. Simply contact our team and we'll update your policy and the Motor Insurance Database (MID) accordingly. There's no need to wait for your renewal date.
What's the difference between any driver and named driver fleet cover?
With an any driver policy, any driver can operate any vehicle in your fleet — offering maximum flexibility but usually at a higher premium. A named driver policy assigns specific drivers to specific vehicles, which is typically more cost-effective, particularly for smaller fleets where drivers consistently use the same vehicles. Our team can help you decide which suits your business best.
Who actually underwrites my policy?
We're a broker, which means we arrange cover on your behalf with a handpicked panel of trusted insurers. You'll see exactly who's underwriting your policy before you commit to buying.
Why can I trust insurd?
We've been arranging insurance for over 50 years — now trading as insurd — and we're authorised and regulated by the Financial Conduct Authority (Firm Register Number: 308508), and over a thousand real customers have shared their experiences with us on Trustpilot.
You can verify our status directly on the FCA register.
Ready to start saving on your insurance?
Complete quote form
Fill out our quote form in less than 2 minutes, and we’ll be in touch as soon as possible.
Don’t just take our word for it
See what our customers said after trusting insurd with their cover.