Valeting insurance
Get valeting insurance with zero hassle
In partnership with some of the leading UK insurers, we’ll not only get you a better valeting insurance deal with the best cover available, we will work hard to keep you as a customer year after year.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable motor trade insurance prices.
With over 50 years of experience providing top-quality insurance for the motor trade, you can be sure we’ve got you covered.
24/7 claims service
We’re here for you round the clock
when you need us most.
Fairer prices for all
We only provide cover for good
drivers, so you’ll get a better deal.
Carbon offsetting
We’ll plant trees to clean up after
your motor trade work. Seriously!
What is valeting insurance?
As a vehicle valeter, your work involves detailed cleaning and potentially working with chemicals and equipment, exposing you to unique risks.
Valeting insurance is a Motor trade policy that offers protection for your tools, liabilities, and customer vehicles, ensuring you can operate safely and professionally.
Motor trade insurance is not just a legal requirement for many businesses but also a crucial risk management tool. Without proper insurance, a business could face significant financial losses from accidents, theft, or damages. Here are some key reasons why cover insurance is vital:
- Legal compliance: Covers you for moving vehicles, using chemicals, and managing liability, keeping your business legally compliant.
- Financial protection: Protects against theft, accidental damage, and liability claims, ensuring your income is secure.
- Peace of mind: Gives you confidence to focus on providing great service, knowing you’re fully covered.
Types of cover
Road risks insurance
Road risk insurance is a fundamental component of motor trade cover, including valeters. It allows traders to legally drive vehicles on public roads for purposes such as test drives, deliveries, or customer collections. There are three levels of road risks cover:
- Third-party only (TPO): Covers damage to other people’s property or injury to others. It’s the minimum legal requirement.
- Third-party, fire and theft (TPFT): Includes TPO cover and adds protection against fire damage and theft of vehicles.
- Comprehensive: Offers the highest level of protection, covering third-party risks, fire, theft, and damage to the trader’s vehicles.
Combined insurance
Combined motor trade insurance provides broader cover, encompassing road risks and additional protections such as:
- Business interruption: Income protection during operational downtime.
- Premises insurance: Protects business premises against risks like fire, theft, and damage.
- Material damage: Protection for vehicles during valeting.
- Employer’s liability: Mandatory for businesses with employees, covering workplace injuries or illnesses.
- Public liability: Covers injury or property damage caused by your work.
- Tools and equipment: Cover for cleaning equipment and chemicals.
- Extra drivers: Cover for employees who may be driving customers’ cars.
How much does valeting insurance cost?
Typically, valeting insurance premiums can vary, influenced by the cover level and specific details of your business.
Key factors affecting how much motor trade insurance costs:
Type of cover
Is the level of cover selected third-party only (TPO), third-party, fire and theft (TPFT) or comprehensive.
Nature of business
Premiums depend on the types of vehicles you valet, with luxury or high-performance cars costing more to insure.
Location and security
Mobile valeters face different risks than those with fixed premises. Secure storage reduces risks and costs.
Vehicles covered
Higher premiums may apply for working on rare or high-value vehicles compared to standard models.
Driver details
If drivers are involved in customer vehicle collection, their experience and driving records will impact premiums.
Policy customisation
Adding cover for cleaning tools, chemicals, or customer vehicles in your care ensures tailored protection.
Get a quote or advice
Please call us on 0345 222 6318 to get more information or to discuss your motor trade requirements. Alternatively, start the quote process and complete a quote form in a matter of minutes by clicking the button below.