Driving instructor insurance
Insure your business for liability with zero hassle
In partnership with some of the leading UK insurers, we’ll not only get you a better driving instructor insurance deal with the best cover available, we work hard to keep you as a customer year after year.
We use a combination of technology and a wealth of experience to give you unrivalled cover and more affordable public liability insurance prices. Get a driving instructor liability insurance quote today.
With over 50 years of experience providing top-quality insurance for public liability, you can be sure we’ve got you covered.
24/7 claims service
We’re here for you round the clock when you need us most.
Fairer prices for all
We compare the market to find the right deal for you and your driving instructing services.
World-class support
Our UK-based expert team are here to provide you with dedicated support.
What is driving instructor insurance?
Driving instructor insurance is a public liability policy that protects instructors against claims for injuries or property damage that occur during lessons or in relation to their business activities. It ensures financial protection for instructors working with learners in high-risk road environments.
It covers a range of scenarios where your driving tuition business could be held legally responsible for causing harm or damage.
Some key areas it typically includes are injury to third parties, damage to third-party property, legal expenses, and compensation claims.
Public liability insurance is crucial to driving instructors for several reasons:
- Business reputation: Insurance assures students and parents that you take safety and responsibility seriously.
- Financial protection: Accidents such as collisions, student errors, or damage to other vehicles can result in claims, which insurance covers.
- Client Requirements: Learners and guardians feel more confident knowing you’re insured.
What are the benefits of a driving instructor insurance policy?
Personal injury claims
Driving instructor insurance protects you if a student or third party is injured during a lesson, such as in a low-speed collision or emergency stop.
Damage to property
If you or a student accidentally damages another person’s vehicle or property during a lesson, this insurance ensures you’re covered.
Legal protection
Driving instructor insurance covers legal fees for defending your business against claims, whether or not you’re at fault.
* Subject to your chosen level of policy cover and the prevailing policy excess.
How much does driving instructor insurance cost?
This depends on the nature and size of your driving instructing business, the level of risk involved and any claims history you might have.
The cost of public liability insurance varies based on several factors:
Level of cover
Cover levels, typically starting at £1 million, affect premiums. Instructors with fleets, for example, often require higher limits.
Nature of business
Premiums may be higher for instructors offering specialist services, such as motorway training or intensive courses.
Location
Where you operate can also influence premiums, with city centres or high-traffic areas often incurring higher costs.
Business size and turnover
Instructors with a higher volume of students may face higher premiums, reflecting increased time on the road and risk exposure.
Number of employees
If you employ other instructors or use additional vehicles, this can raise your premium due to increased operational risks.
Claims history
A claims history can influence pricing; instructors with a clean record often secure lower premiums.
Get a quote or advice
Please call us on 0345 222 6318 to get more information or to discuss your liability requirements. Alternatively, start the quote process and complete a quote form in a matter of minutes by clicking the button below.