Temporary campervan insurance from 1 to 28 days
Temporary campervan insurance arranged by insurd, provided through
A better way to insure your campervan for the short term
Whether you’re borrowing a friend’s campervan for a festival weekend, lending your van to family for a trip, or heading off on a spontaneous road trip of your own, temporary campervan insurance gives you exactly the cover you need — without the commitment of an annual policy.
At insurd, we’re an FCA-regulated specialist insurance broker with over 50 years of experience. For short-term campervan cover, we work with GoShorty, specialist short-term vehicle insurance providers, to get you fully comprehensive cover in under 2 minutes.
Whether you’re exploring the UK coast or taking your campervan across to Europe, insurd and GoShorty make it easy to get covered and get on the road.
Fully comprehensive cover
Every temporary campervan policy is fully comprehensive. Accidental damage, theft, fire and third party liability are all included from the moment your policy starts.
No impact on your no-claims bonus
Because it’s a completely standalone policy, any claim made under your temporary campervan cover will not affect the no-claims bonus on your annual insurance. The vehicle owner’s policy is fully protected too.
Cover from 1 to 28 days
Choose the exact duration you need — from a single day up to 28 days. The most competitive rates are available for policies of 1 to 7 days. You only pay for the time you need, and your documents arrive in your inbox immediately after purchase.
What does temporary campervan insurance cover?
Fully comprehensive cover
All temporary campervan policies are fully comprehensive. Accidental damage, theft, fire and third-party liability are all included. No need to choose a level of cover.*
Accidental damage
If the campervan is damaged in an accident, comprehensive cover means the vehicle can be repaired or replaced, regardless of fault.*
Theft and fire
The policy covers loss or damage caused by theft, attempted theft, fire or adverse weather.*
Social, domestic and pleasure use
Temporary campervan insurance covers social, domestic and pleasure use — road trips, holidays, festivals, weekend breaks and leisure travel. Please note: commuting and business use are not included on this policy.*
EU and European travel
Third-party cover is included for driving in the EU. Your journey must start and end in the UK. Check the policy terms for full details of countries covered.*
No-claims bonus protected
Because this is a standalone policy, any claim made under your temporary cover will not affect the no-claims bonus on your or the vehicle owner’s main annual policy.*
* Subject to your chosen level of policy cover and GoShorty’s policy terms and conditions.
When do you need temporary campervan insurance?
Short-term campervan insurance is the right choice whenever you need cover for a defined period without adjusting an existing annual policy. Here are the most common situations:
Borrowing a campervan from a friend or family member
Rather than being added to the owner’s annual policy — which can affect their premium and no-claims bonus — a standalone temporary policy keeps you covered independently. The owner’s insurance stays completely untouched.
Lending your campervan to family or friends
If you want someone else to take your campervan out, a temporary policy in their name protects your own annual cover and no-claims bonus if they need to make a claim.
A festival, road trip or weekend break
Campervans are often used for specific events and trips rather than year-round. Short-term cover on demand means you only pay for the days you actually need it.
Driving a newly purchased campervan home
Just bought a campervan and need to collect it? A temporary policy covers you immediately while you arrange your longer-term annual cover.
Covering a gap between annual policies
If your annual campervan policy has lapsed or you’re switching providers, temporary cover ensures you’re never left uninsured during the gap.
A European adventure
Taking your campervan to France, Spain or beyond? The policy includes EU third party cover, as long as your journey starts and ends in the UK.
What is temporary campervan insurance?
Temporary campervan insurance — also called short-term campervan insurance — is a fully comprehensive motor insurance policy covering a campervan for a defined short period, from 1 day up to 28 days. Unlike an annual policy, you only pay for the exact duration you need, with no long-term commitment and no tie-in.
It works as a completely standalone policy, entirely separate from any existing annual insurance you or the vehicle owner may hold. This means the owner’s no-claims bonus is protected if someone else drives the campervan, and your own no-claims bonus is unaffected if you need to make a claim.
Temporary campervan insurance is not the same as being added as a named driver on someone’s annual policy. It is an independent policy in your own name, providing the same level of comprehensive cover — just for a shorter, defined period.
Please note this policy is for social, domestic and pleasure use only. It does not cover commuting or business use.
What other types of temporary insurance does insurd offer?
If you need short-term cover for a different vehicle type, insurd arranges the following:
- Temporary motorhome insurance — fully comprehensive short-term cover for motorhomes from 1 to 28 days.
- Temporary car insurance — fully comprehensive cover from 1 hour to 28 days.
- Temporary van insurance — comprehensive cover for vans from 1 hour to 28 days, including business use.
- Impounded vehicle insurance – specialist 30-day cover to release your vehicle from a police compound, for cars, vans and more.
If you need longer-term cover, insurd also arranges annual campervan insurance.
Am I eligible for temporary campervan insurance?
The eligibility criteria for temporary campervan insurance are set by the underwriting provider. These are the same as the motorhome scheme — please check them carefully before starting your quote.
Driver eligibility
- You must hold a full UK driving licence
- You must be aged 30 to 69
- You must have been resident in the UK for a minimum of 36 months
- Maximum 3 penalty points within the last 3 years
- Maximum 1 insurance claim within the last 3 years
- You must have the permission of the vehicle owner to drive the campervan
* The driver age range for this policy is 30–69. If you are outside this range, unfortunately we’re not able to offer this policy to you.
Vehicle eligibility
- The campervan must be registered in the UK
- Vehicle value must be between £2,000 and £40,000
- Maximum 7 seats including the driver
- The campervan must not be declared SORN
- Not a hire or rental vehicle
How much does temporary campervan insurance cost?
The cost of temporary campervan insurance varies depending on the duration of cover, your personal details, driving history, and the campervan itself. Because it is a specialist short-term product, pricing differs from standard annual campervan insurance.
Factors that affect the price include:
- Your age — drivers must be between 30 and 69
- Your driving history and any penalty points (maximum 3 points in the last 3 years)
- The value of the campervan (between £2,000 and £40,000)
- The duration of cover — the most competitive rates are available for policies of 1 to 7 days
- Whether you have made a recent insurance claim (maximum 1 claim in the last 3 years)
The most accurate way to find out your price is to complete a quote through the tool above. A quote takes under 2 minutes and your documents are delivered immediately after payment.
* Pricing is calculated dynamically at the time of quote. Enter your reg above for an accurate figure.
How to get temporary campervan insurance through insurd
Step 1 — Enter your reg and get a quote: Use the quote tool above. Enter the registration number of the campervan you want and it will automatically pull through the vehicle details. Complete the short online form with your personal information and chosen duration — it takes under 2 minutes.
Step 2 — Choose your duration and pay: Select how many days you need cover for — between 1 and 28 days. Review your quote, pay securely online, and your policy documents are emailed to you immediately.
Step 3 — Get driving: Your cover starts at the time you selected. Keep your policy documents accessible while driving. Cover ends automatically at the specified time — no renewals or cancellations needed.
Temporary campervan insurance frequently asked questions
What is temporary campervan insurance?
Temporary campervan insurance — also called short-term campervan insurance — is a fully comprehensive policy covering a campervan for between 1 and 28 days. It is a standalone policy separate from any existing annual insurance, arranged through insurd and underwritten via GoShorty.
Can I get temporary campervan insurance for just 1 day?
Yes. The minimum policy duration is 1 day. One-day campervan insurance is ideal for a single trip, a day's borrowing, or collecting a recently purchased campervan. The most competitive rates are available for policies between 1 and 7 days.
Can I borrow someone else's campervan on a temporary policy?
Yes. Temporary campervan insurance can be taken out on a vehicle you don't own, as long as you have the owner's permission to drive it. The policy is in your name, which means the owner's own insurance and no-claims bonus are fully protected — even if you need to make a claim.
Does temporary campervan insurance cover business use?
No. This policy covers social, domestic and pleasure use only. It does not cover commuting or any form of business use. If you need commercial use cover, please contact insurd directly to discuss your requirements.
Can I drive my campervan in Europe on a temporary policy?
Yes. The policy includes EU third party cover, allowing you to drive in Europe. Your journey must start and end in the UK. We recommend carrying a copy of your insurance certificate when driving abroad, as it can take up to 7 days for the policy to update on the Motor Insurance Database.
Will a claim affect my no-claims bonus?
No. Because temporary campervan insurance is a standalone policy, any claim made under it will not affect the no-claims bonus on your existing annual policy. The vehicle owner's no-claims bonus is also unaffected.
What is the age limit for temporary campervan insurance?
Drivers must be aged between 30 and 69. This is a GoShorty underwriting requirement for the campervan scheme. If you are outside this age range, unfortunately this policy is not available to you.
How many penalty points can I have?
The maximum accepted is 3 penalty points within the last 3 years. If you have more than 3 points in the last 3 years, unfortunately you will not be eligible for this policy.
What is the maximum campervan value covered?
The campervan must have a market value of between £2,000 and £40,000. Campervans valued above £40,000 are not eligible for this scheme. If your campervan falls outside this range, please contact insurd to discuss alternative options.
How quickly can I get covered?
Immediately. Once your quote is completed and payment made, your policy documents are emailed to you straight away. The GoShorty quote journey takes under 2 minutes. You can set your cover to start right away or at a future date and time.
What is the difference between a campervan and a motorhome for insurance purposes?
A campervan is typically a converted van or vehicle with sleeping and living accommodation added — such as a VW camper, a self-build conversion or a panel van with a bed. A motorhome is a purpose-built vehicle with fully integrated living space. insurd offers separate temporary insurance pages for campervans and motorhomes — if you need to insure a motorhome, please visit our temporary motorhome insurance page.
Can I extend my temporary campervan insurance?
If you need cover for longer than planned, you can take out a new policy for the additional period. The GoShorty quote journey takes under 2 minutes. The maximum single policy duration is 28 days. Alternatively, we offer full annual campervan insurance policies.
Ready to take your campervan on an adventure?
Get temporary campervan insurance from 1 to 28 days in under 2 minutes. Enter your reg above, get your quote, and your documents are in your inbox before you set off.
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insurd arranges temporary campervan insurance through GoShorty — FCA-regulated, fully comprehensive cover, documents delivered immediately after payment.
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